SMA Insurance Services Blog
View the latest blog posts from SMA Insurance Services.
Thursday, September 17, 2020 The year of 2020 has been to say the least one like no other!! We have had dams break and flood downstream homes, the hurricane season has been an active one and it's not over yet. And then there is the COVID 19 world wide epidemic. But let's talk FLOOD. READ MORE >>
Friday, July 31, 2020One of the questions we receive from our insurance customers is why are my home insurance premiums so high? Well the easy answer is that the rates are based on the claims paid and the operating expenses. That is the easy answer, but that does not answer the question! READ MORE >>
Monday, April 13, 2020 The past several days have seen insurance carriers offer premium relief to auto insurance consumers. These have ranges from a one time $50 return to 15% for April and May as well as 20% for April. The results of these premium returns will be a $8-$10 BILLION dollar return of consumers of their auto premiums. READ MORE >>
Wednesday, April 8, 2020 At this time in America many businesses have had to shut their doors due to the COVID 19 virus and the social distancing we are experiencing. Businesses like; hair and nail salons, restaurants, bakeries just to name a few, BUT while the store is dark, is it safe from theft and vandalism? READ MORE >>
Friday, March 27, 2020 As we all know the federal government is in the process in putting together a $2 TRILLION relief program for all Americans and our small businesses (some restrictions may apply). For those of you that have a small business, here is some information on the Small Business Administration. READ MORE >>
Wednesday, March 25, 2020 COVID-19 & WFH (work from home) With the COVID 19 virus now in our lives many companies are going to a WFH format for the near future. This helps to protect employees, their families and also their customers. But let's look at the WFH situation from a new angle. READ MORE >>
Thursday, February 20, 2020 Hiring an agent. What matters when you hire an agent to protect your business or your home and auto? Well there are several factors. 1) Find an agent that you can talk with comfortably, an agent that will explain coverages and uses regular language not insurance terms you are not familiar with. READ MORE >>
Friday, January 31, 2020 As the new year begins, many of us are involved in taxes and insurance updates. One thing that can be easily over looked is Beneficiary Forms. Many of the financial agreements we enter ask for a Beneficiary. But has your life changed since you purchased that life insurance policy, started that IRA or opened that brokerage account? READ MORE >>
Thursday, January 16, 2020 Fixing errors in credit reports remains one of the biggest hassles consumers face. Yet while the problem has been well known for years, credit agencies have been slow to make the process easier and more accurate. Why is that? READ MORE >>
Friday, November 22, 2019 Bonds vs Insurance ... is there a difference? Yes, there are big differences. An auto or home insurance policy says that if certain things happen, then you could be able to recover payment for the damages you have suffered. Now a bond is a very different item. A bond is actually a credit instrument. READ MORE >>
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